Tripura High Court
Sri Biswajit Saha vs The State Bank Of India on 7 December, 2021 Page – 1 of 4

HIGH COURT OF TRIPURA
AGARTALA

WP(C) No.764/2021

Sri Biswajit Saha.
…………. Petitioner(s).
Vs.
The State Bank of India.
…………. Respondent(s).

For Petitioner(s) : Mr. C S Sinha, Advocate.
For Respondent(s) : Mr. P Saha, Advocate.

HON’BLE THE CHIEF JUSTICE MR. INDRAJIT MAHANTY
HON’BLE JUSTICE MR. S G CHATTOPADHYAY

_O_R_D_E_ R_

07/12/2021
(Indrajit Mahanty, CJ).

Heard learned counsel for the parties.

The present writ petition has come to be filed challenging the

vacation notice issued by the respondent-State Bank of India for all the

properties and also an auction notice dated 10 th September 2021 claiming a

sum of Rs.2,97,46,766/- against the petitioner (without deducting an

amount of Rs.65,64,707/- allegedly paid by the petitioner). It is further

submitted by the petitioner that the petitioner approached the Bank seeking

extension of time and by communication dated 24 th September 2021 the

respondent-Bank refused to grant any further time and in the meanwhile,
Page – 2 of 4

the petitioner also obtained a purchaser for Property No.1. It is also averred

that the petitioner accumulated fund from the buyer and wanted to deposit

an amount of Rs.1,21,00,000/- and requested for stoppage of auction but in

spite of offering the said amount by demand draft, the respondent-Bank

refused to receive the said money and proceeded to fix the date of auction

on 25th October 2021.

It is asserted by the petitioner that being left with no other

alternative especially keeping in mind the fact that the Debt Recovery

Appellate Tribunal (DRAT) is located at Kolkata in the State of West

Bengal, the petitioner filed the present writ petition stating that there was

no time for approaching the appellate tribunal.

On the other hand, learned counsel appearing for the respondent-

Bank asserted that the amount offered by the petitioner was much less than

the amount certified to be due and payable by him as certified by the DRT

vide its certificate/order dated 20th July 2021 and that the Bank was under

no obligation to accept any amount less than the certificate amount.

Learned counsel for the Bank also placed reliance on a judgment of the

Hon’ble Supreme in the case of Authorized Officer, State Bank of

Travancore and Anr. Vs. K. C. Mathew reported in (2018) 3 SCC 85

wherein the Hon’ble Apex Court while referring to earlier judgments
Page – 3 of 4

referred therein has held that the High Court will not entertain a petition

under Article 226 of the Constitution if an effective alternative remedy is

available to the aggrieved person or the statute under which the action

complained of has been taken itself contains a mechanism for redressal of

grievance still holds the field. Therefore, when a statutory forum is created

by law for redressal of grievances, a writ petition should not be entertained

ignoring the statutory dispensation.

Learned counsel for the petitioner in response submitted that the

petitioner is ready and willing to approach the DRAT but claimed that

since there was inadequate time to approach the appellate tribunal which is

located at a distance at Kolkata in the State of West Bengal he was

compelled to move the Writ Court in such circumstances.

Having considered the aforesaid submissions as well the citation

produced by the learned counsel for the respondent-Bank, the principle laid

down by the Hon’ble Supreme Court is absolutely binding and applies to

the present case. However, this Court takes into consideration the fact that

a party who is aggrieved by any order of the DRT, Agartala, has to travel to

Kolkata to approach the appellate tribunal. Accordingly, without

expressing any opinion on the merits of the claims by the petitioner and the

respondent’s stand, we direct as follows :
Page – 4 of 4

The Bank shall be at liberty to proceed in accordance with
law. However, the petitioner is also at liberty to approach
the DRAT and the DRAT shall proceed with the matter
strictly in accordance with law without in any manner
being influenced by any observation made herein.
However, if the Bank proceeds to conduct a fresh e-auction
of the property in question the said e-auction, if any, shall
not be confirmed without the liberty granted to it by the
DRAT. We make it clear that in the event the respondent-
Bank proceeds to hold e-auction they are also at liberty to
seek the permission of the DRAT but before confirmation
of the same subject to the petitioner filing an appeal within
a period of 4(four) weeks from today.

Petition stands disposed of. Pending application(s), if any, also

stands disposed of.

( S G CHATTOPADHYAY, J ) ( INDRAJIT MAHANTY, CJ )

Sukhendu

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